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About M-PESA for Business
M-PESA for Business is the essential mobile payment app for merchants who need to manage their till operations, track collections, and process disbursements in real time.
Grow your business with real-time visibility into your cash flow. Track money-in and money-out trends through intuitive performance graphs that update daily, helping you understand your business growth at a glance. Drill down into accumulated values for any day to spot patterns and make smarter financial decisions. With full statement access, you gain complete visibility into every transaction—credits and debits—all filterable by transaction type for easy reconciliation and accounting.
Transact with confidence and speed. Send payments directly to suppliers, issue refunds, or disburse salaries in seconds using the Pay Customer feature. Withdraw cash from your till to personal M-PESA accounts, agent accounts, or bank transfers without friction. For bill payments and supplier purchases, use the integrated Pay Bill and Buy Goods feature to settle directly from your till, eliminating delays and manual processes.
Manage multiple operations seamlessly under one login. If you oversee multiple till numbers across branches or locations, multiple account support lets you switch between accounts instantly—no need for separate logins. Roll up functionality enables you to consolidate funds collected at branch tills to your head office account, streamlining cash management across your entire operation.
M-PESA for Business is built exclusively for Safaricom Lipa Na M-PESA Business Till merchants. The app requires an active Safaricom network connection to function. On first installation, ensure mobile data is enabled and Wi-Fi is temporarily disabled; you can re-enable Wi-Fi once the app is set up.
Simplify your merchant operations, reduce transaction time, and gain the financial control every growing business needs. Download M-PESA for Business today.
Pros & Cons
Pros
- Real-time cash flow visibility with daily performance graphs and trends
- Manage multiple till accounts across branches from a single login
- Fast disbursements to suppliers, employees, and customers in seconds
- Complete transaction history filterable by type for easy reconciliation
Cons
- Requires active Safaricom network connection to function
- Only works with Safaricom Lipa Na M-PESA Business Till accounts
- Wi-Fi must be disabled during initial setup, creating onboarding friction
- Real-time transaction access may encourage impulsive cash management decisions
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